Wednesday, October 07, 2009
Ways to Get Out of Debt...
| By Lynn Forgy I am so sick of googling "ways to get out debt", and finding the same boring stuff. Like I haven't already quit eating out, and line drying my clothes, and buying generic brands, and on, and on, and on. Does no one have any useful suggestions? I admit that these are good places to start, but what about when you've done all those things, and more, and are still in debt? Things I've done to get out of debt by cutting expenses: 1) Disconnect Satellite TV 2) Quit using the oven in the summer (we did use it once a week, on Fridays, for pizza night - other than that, it was crockpot or electric skillet meals) 3) Do not step foot in department stores - buy clothes at thrift stores 4) Plan menus using lots of rice and very little meat 5) Make homemade laundry detergent (we had to discontinue this practice due to a rash) 6) Make homemade deodorant (again, had to discontinue due to a severe rash development - very unpleasant!) 7) Make homemade cleaning products using vinegar 8) Mystery shopping - good way to buy Christmas presents and get reimbursed for the purchase 9) Line dry clothing 10) Set thermostat at 80-82 in the summer, and 60-62 in the winter Yet through all of these cost cutting measures, I am progressing very, very, VERY slowly. And yes, I'm frustrated! I mean, what good is saving $20 each month on the electric bill when I have dental bills for thousands of dollars, the toilet starts leaking and has to be replaced, the air conditioner breaks, etc.? Any comments, suggestions, advice, ideas are welcome! |
posted by Krista at 2:52 PM
