Thursday, February 19, 2009
GRRRR....
| By Lynn Forgy I'm sure some of you can understand my frustration - whenever I think I might be just a little bit ahead, WHAM - some unexpected expense smacks me in the face! A brief summary - I did my taxes, and thought I would get a nice refund to pay off my student loan debt and then put half of the remaindert in my 3-6 month emergency fund and the other half towards my upcoming dental surgery. So what happened? First, I got a bill from my daughter's dentist. $312 remaining from what the insurance wouldn't pay. OK, so I thought that wasn't too bad. I can handle $312. I just made the little deduction in my notebook. And then? I got ANOTHER bill from my daughter's periodontist. Apparently, the insurance didn't want to pay for that consultation either (I think she had actually reached her limit for the year and I wasn't aware of it - long story, but that's the gist). Another $110. So I made another deduction. And another, and another... What was I left with? Well, I had enough to pay off my student loan (Yeah!! Finally). And I'll be able to pay the aforementioned dental bills ($422). And I'll be able to pay back one-half of what I owe to a family member that fronted me the money for my daughter's root canal. So instead of being finished with Baby Step 2 (my original plan), I am still stuck here, and with the following debts: $600 - remaining payment for root canal $3050 - dental surgery (mine) Sometimes I just feel like giving up - except I know I wouldn't be any better off, particularly since I performed surgery on my credit cards. Grrrr... Labels: Baby Step 2, Debt |
posted by Krista at 7:53 PM
