Friday, June 06, 2008
The Budget Blues
| By Lynn Forgy On my journey to debt freedom, I have noticed that there are times, particularly on the 5th and 20th of each month, when I began to feel dejected and almost depressed about my budget. It seems so tight at those times, largely due to the fact that I've gotten paid 5 days prior and already the money is gone to bills and leaving not as much as I would like to go towards the debt snowball.  But during those periods of "budget blues", I also notice that I began to clear out more of the clutter in my house. Ultimately, the stuff I no longer want, need or use ends up in the basement awaiting our impending yard sale. During these times I also worry away the time by making lists. A lot of members of my family are avid list makers, and not only is it a "hobby" of mine, it has become a sort of obsession. My current list entails coming up with ideas to make a little extra money - either by making things to sell or thinking of services that I could provide that others are willing to pay for. With a lot of people becoming increasingly concerned about their own budgets and financial situations, it seems like people are tightening their belts and trying to spend less money on non-essentials, which in my mind limits the possibilities on my list. But still I persevere. 1) Today, I went through the Yellow Pages of the local phone book to try to generate ideas. 2) Last week, I checked out a local grocery store's floral section (during one my mystery shops - I like to multi-task) to get ideas on putting together and selling candy vases and similar items. 3) My mother has suggested putting together a frugal book, giving recipes and suggestions on things I've done and am doing to live as minimally as possible. 4) I plan on doing more research on ChaCha.com to find out if this is something that I could do. |
posted by Krista at 10:13 AM
